Side-by-side · Q2 2026 data
FCB Banks vs Midwest Members Credit Union
Metric by metric
| Measure | FCB Banks | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 66 | 85 (stronger) |
| Capital cushion | 35 | 86 (stronger) |
| Loan quality | 75 | 85 (stronger) |
| Earnings | 92 (stronger) | 86 |
| Funding & liquidity | 66 | 77 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 40th | 87th |
| Total assets | $2.6B | $226.6M |
| Deposits / shares | $2.3B | $195.5M |
| Capital ratio | 8.45% | 13.58% (stronger) |
| Problem loans | 0.76% | 0.44% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.34% |
| Return on assets | 1.79% (stronger) | 1.66% |
| Loans ÷ deposits | 89.4% | 82.8% (stronger) |
| Uninsured deposits | 19.7% | 3.6% (stronger) |
| Offices | 17 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 0.0% |
Midwest Members Credit Union has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), FCB Banks leads on 2 and Midwest Members Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Maryville, IL