Side-by-side · Q2 2026 data
FCN Bank, National Association vs Eastern Indiana Federal Credit Union
Credit union
Eastern Indiana Federal Credit Union
New Castle, Indiana · Under $100 million in assets
Metric by metric
| Measure | FCN Bank, National Association | Eastern Indiana Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 49 | 85 (stronger) |
| Loan quality | 99 (stronger) | 65 |
| Earnings | 63 | 89 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 53rd | 75th |
| Total assets | $812.5M | $44.4M |
| Deposits / shares | $706.5M | $38.2M |
| Capital ratio | 9.92% | 13.49% (stronger) |
| Problem loans | 0.02% (stronger) | 1.05% |
| Net charge-offs | -0.02% (stronger) | 0.44% |
| Return on assets | 1.06% | 1.72% (stronger) |
| Loans ÷ deposits | 77.5% | 53.6% (stronger) |
| Uninsured deposits | 24.5% | 1.3% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
Eastern Indiana Federal Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FCN Bank, National Association leads on 2 and Eastern Indiana Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.