Side-by-side · Q2 2026 data
FCN Bank, National Association vs The Cincinnatus Savings & Loan Co.
Metric by metric
| Measure | FCN Bank, National Association | The Cincinnatus Savings & Loan Co. |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 63 (stronger) | 57 |
| Funding & liquidity | 72 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 53rd | 86th |
| Total assets | $812.5M | $193.1M |
| Deposits / shares | $706.5M | $163.0M |
| Capital ratio | 9.92% | 15.26% (stronger) |
| Problem loans | 0.02% (stronger) | 0.26% |
| Net charge-offs | -0.02% | -0.11% (stronger) |
| Return on assets | 1.06% (stronger) | 0.93% |
| Loans ÷ deposits | 77.5% (stronger) | 77.9% |
| Uninsured deposits | 24.5% (stronger) | 29.1% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
The Cincinnatus Savings & Loan Co. has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FCN Bank, National Association leads on 4 and The Cincinnatus Savings & Loan Co. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.