Side-by-side · Q2 2026 data
FCNB Bank vs The Corner Stone Bank
Metric by metric
| Measure | FCNB Bank | The Corner Stone Bank |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 31 | 72 (stronger) |
| Loan quality | 100 (stronger) | 43 |
| Earnings | 47 | 81 (stronger) |
| Funding & liquidity | 86 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 79 |
| Peer percentile | 34th | 34th |
| Total assets | $220.4M | $211.4M |
| Deposits / shares | $196.0M | $183.4M |
| Capital ratio | 8.06% | 12.18% (stronger) |
| Problem loans | 0.00% (stronger) | 1.72% |
| Net charge-offs | 0.20% (stronger) | 0.88% |
| Return on assets | 0.68% | 1.53% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 91.3% |
| Uninsured deposits | 17.6% | 7.8% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), FCNB Bank leads on 3 and The Corner Stone Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.