The Corner Stone Bank is a state-chartered bank headquartered in South West City, Missouri, in business for about 128 years. At the end of Q2 2026 it reported $211.4M in total assets and $183.4M in deposits, with 5 offices.
Based on its Q2 2026 filing, The Corner Stone Bank scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 130th. Its strongest component is earnings (81/100; 1.53%), and its lowest is loan quality (43/100; 1.72%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (70 → 67), mostly because the funding & liquidity component weakened by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 71 |
| Q4 2024 | 67 |
| Q1 2025 | 73 |
| Q2 2025 | 70 |
| Q3 2025 | 71 |
| Q4 2025 | 71 |
| Q1 2026 | 57 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.14% |
| Q3 2024 | 12.30% |
| Q4 2024 | 12.17% |
| Q1 2025 | 12.60% |
| Q2 2025 | 12.52% |
| Q3 2025 | 12.41% |
| Q4 2025 | 12.25% |
| Q1 2026 | 12.27% |
| Q2 2026 | 12.18% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.33% |
| Q3 2024 | 1.27% |
| Q4 2024 | 1.48% |
| Q1 2025 | 1.68% |
| Q2 2025 | 1.69% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.31% |
| Q1 2026 | 2.63% |
| Q2 2026 | 1.72% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.15% |
| Q3 2024 | 1.36% |
| Q4 2024 | 1.14% |
| Q1 2025 | 1.95% |
| Q2 2025 | 1.66% |
| Q3 2025 | 1.51% |
| Q4 2025 | 1.50% |
| Q1 2026 | 1.35% |
| Q2 2026 | 1.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $211.4M | 12.18% | 1.72% | 1.53% | 91.3% |
| Q1 2026 | 57 | $206.5M | 12.27% | 2.63% | 1.35% | 89.7% |
| Q4 2025 | 71 | $202.9M | 12.25% | 1.31% | 1.50% | 90.2% |
| Q3 2025 | 71 | $199.3M | 12.41% | 1.45% | 1.51% | 87.6% |
| Q2 2025 | 70 | $197.6M | 12.52% | 1.69% | 1.66% | 84.6% |
| Q1 2025 | 73 | $192.6M | 12.60% | 1.68% | 1.95% | 84.6% |
| Q4 2024 | 67 | $189.4M | 12.17% | 1.48% | 1.14% | 85.3% |
| Q3 2024 | 71 | $190.4M | 12.30% | 1.27% | 1.36% | 86.1% |
| Q2 2024 | 68 | $193.0M | 12.14% | 1.33% | 1.15% | 82.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| 1st Advantage BankBank Saint Peters, MO | 68 out of 100, Moderate | $212.0M | 9.9% | 0.14% | vs |
| Bank NorthwestBank Hamilton, MO | 77 out of 100, Strong | $210.3M | 9.7% | 0.16% | vs |
| Carroll County Trust Company of Carrollton, MissouriBank Carrollton, MO | 61 out of 100, Moderate | $207.6M | 9.0% | 0.61% | vs |
| The Citizens-Farmers Bank of Cole CampBank Cole Camp, MO | 85 out of 100, Very strong | $207.0M | 14.8% | 1.35% | vs |
| FCNB BankBank Steelville, MO | 67 out of 100, Moderate | $220.4M | 8.1% | 0.00% | vs |
| Bank 21Bank Carrollton, MO | 79 out of 100, Strong | $202.1M | 11.5% | 0.05% | vs |
Deposit insurance
Is my money safe at The Corner Stone Bank?
Yes. The Corner Stone Bank is an FDIC-insured institution (FDIC certificate #9388). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 7.8% of deposits ($14.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.18%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
The Corner Stone Bank lists 5 offices in 5 cities. Most locations:
- Goodman, MO (1)
- Lanagan, MO (1)
- Pineville, MO (1)
- South West City, MO (1)
- Tiff City, MO (1)
Identity & history
Profile
- Legal name
- The Corner Stone Bank
- Type
- State-chartered bank
- FDIC certificate #
- 9388
- RSSD ID
- 312356
- Primary regulator
- FDIC
- Established
- January 1, 1898
- Headquarters
- 117 N Main St, South West City, MO 64863
- Website
- www.thecornerstonebank.net
- Employees
- 51
Quick answers
The Corner Stone Bank: common questions
Is The Corner Stone Bank FDIC insured?
Yes. The Corner Stone Bank is an FDIC-insured institution (FDIC certificate #9388). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Corner Stone Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Corner Stone Bank ever failed?
There is no failure record for FDIC certificate #9388 in the FDIC failed bank list.
How many branches does The Corner Stone Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near South West City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Security BankBank Searcy, AR | 92 out of 100, Very strong | $8.6B | 15.6% | 0.14% | vs |
| The First National Bank and Trust Company of MiamiBank Miami, OK | 82 out of 100, Strong | $191.4M | 13.4% | 0.60% | vs |
| Grand Savings BankBank Grove, OK | 80 out of 100, Strong | $1.0B | 12.0% | 0.63% | vs |
| The First National Bank of Fort SmithBank Fort Smith, AR | 78 out of 100, Strong | $2.3B | 11.1% | 0.44% | vs |
| Sterling BankBank Poplar Bluff, MO | 78 out of 100, Strong | $1.6B | 11.1% | 0.35% | vs |
| Bank OZKBank Little Rock, AR | 76 out of 100, Strong | $41.7B | 14.0% | 0.92% | vs |