Side-by-side · Q2 2026 data
Fd Community Federal Credit Union vs Hartford Federal Credit Union
Credit union
Fd Community Federal Credit Union
Waterbury, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | Fd Community Federal Credit Union | Hartford Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 61 | 80 (stronger) |
| Loan quality | 70 (stronger) | 55 |
| Earnings | 48 | 54 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 45th | 60th |
| Total assets | $162.7M | $159.6M |
| Deposits / shares | $143.4M | $137.0M |
| Capital ratio | 11.12% | 13.02% (stronger) |
| Problem loans | 0.89% (stronger) | 1.34% |
| Net charge-offs | 0.23% | 0.11% (stronger) |
| Return on assets | 0.70% | 0.86% (stronger) |
| Loans ÷ deposits | 71.6% | 52.2% (stronger) |
| Uninsured deposits | 9.6% | 2.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.2% |
Hartford Federal Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Fd Community Federal Credit Union leads on 1 and Hartford Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.