Side-by-side · Q2 2026 data
Fedchoice Federal Credit Union vs Mid-Atlantic Federal Credit Union
Credit union
Mid-Atlantic Federal Credit Union
Germantown, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Fedchoice Federal Credit Union | Mid-Atlantic Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 66 (stronger) |
| Capital cushion | 44 | 60 (stronger) |
| Loan quality | 78 (stronger) | 76 |
| Earnings | 40 | 40 |
| Funding & liquidity | 84 (stronger) | 78 |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 26th | 37th |
| Total assets | $468.7M | $443.4M |
| Deposits / shares | $423.2M | $389.5M |
| Capital ratio | 9.42% | 10.98% (stronger) |
| Problem loans | 0.65% (stronger) | 0.72% |
| Net charge-offs | 1.36% | 0.06% (stronger) |
| Return on assets | 0.49% | 0.50% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 81.9% |
| Uninsured deposits | 11.5% (stronger) | 15.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.3% | 42.1% |
Mid-Atlantic Federal Credit Union has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Fedchoice Federal Credit Union leads on 3 and Mid-Atlantic Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.