Side-by-side · Q2 2026 data
Federal Employees Credit Union vs Del Rio S.P. Credit Union
Metric by metric
| Measure | Federal Employees Credit Union | Del Rio S.P. Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 58 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 17 | 24 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 72nd | 19th |
| Total assets | $2.9M | $3.2M |
| Deposits / shares | $2.2M | $2.0M |
| Capital ratio | 22.93% | 37.22% (stronger) |
| Problem loans | 0.00% (stronger) | 5.07% |
| Net charge-offs | 0.00% | -0.98% (stronger) |
| Return on assets | -0.07% | 0.10% (stronger) |
| Loans ÷ deposits | 59.9% (stronger) | 64.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Federal Employees Credit Union has the higher TellerScore (83 vs 58). On the 6 directional measures above (where higher or lower is clearly better), Federal Employees Credit Union leads on 3 and Del Rio S.P. Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.