Side-by-side · Q2 2026 data
Federal Employees Newark Federal Credit Union vs P S E Federal Credit Union
Credit union
Federal Employees Newark Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Federal Employees Newark Federal Credit Union | P S E Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 97 (stronger) | 66 |
| Earnings | 0 | 22 (stronger) |
| Funding & liquidity | 95 | 99 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 59th | 42nd |
| Total assets | $14.4M | $13.5M |
| Deposits / shares | $12.0M | $11.5M |
| Capital ratio | 17.32% (stronger) | 13.81% |
| Problem loans | 0.10% (stronger) | 1.03% |
| Net charge-offs | 0.32% (stronger) | 1.15% |
| Return on assets | -0.78% | 0.06% (stronger) |
| Loans ÷ deposits | 65.5% | 61.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Federal Employees Newark Federal Credit Union has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Federal Employees Newark Federal Credit Union leads on 5 and P S E Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.