Side-by-side · Q2 2026 data
Federated Bank vs Du Quoin State Bank
Metric by metric
| Measure | Federated Bank | Du Quoin State Bank |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 39 | 58 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 68 (stronger) | 57 |
| Funding & liquidity | 78 | 94 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 40th | 72nd |
| Total assets | $140.1M | $148.2M |
| Deposits / shares | $119.2M | $136.3M |
| Capital ratio | 8.88% | 10.78% (stronger) |
| Problem loans | 0.20% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.20% (stronger) | 0.92% |
| Loans ÷ deposits | 74.8% | 34.2% (stronger) |
| Uninsured deposits | 21.1% | 20.3% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Du Quoin State Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Federated Bank leads on 1 and Du Quoin State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.