Side-by-side · Q2 2026 data
Federated Bank vs Vermilion Valley Bank
Metric by metric
| Measure | Federated Bank | Vermilion Valley Bank |
|---|---|---|
| TellerScore | 69 | 96 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 68 | 96 (stronger) |
| Funding & liquidity | 78 | 84 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 40th | 99th |
| Total assets | $140.1M | $198.2M |
| Deposits / shares | $119.2M | $160.1M |
| Capital ratio | 8.88% | 16.70% (stronger) |
| Problem loans | 0.20% | 0.03% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.20% | 1.91% (stronger) |
| Loans ÷ deposits | 74.8% | 71.0% (stronger) |
| Uninsured deposits | 21.1% | 20.2% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Vermilion Valley Bank has the higher TellerScore (96 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Federated Bank leads on 0 and Vermilion Valley Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.