Side-by-side · Q2 2026 data
Fedtrust Federal Credit Union vs Jack Daniel Employees Credit Union
Credit union
Jack Daniel Employees Credit Union
Lynchburg, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Fedtrust Federal Credit Union | Jack Daniel Employees Credit Union |
|---|---|---|
| TellerScore | 56 | 74 (stronger) |
| Capital cushion | 22 | 63 (stronger) |
| Loan quality | 83 (stronger) | 79 |
| Earnings | 43 | 67 (stronger) |
| Funding & liquidity | 78 | 83 (stronger) |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 16th | 49th |
| Total assets | $55.3M | $56.7M |
| Deposits / shares | $51.0M | $49.8M |
| Capital ratio | 7.17% | 11.32% (stronger) |
| Problem loans | 0.52% (stronger) | 0.63% |
| Net charge-offs | 0.12% (stronger) | 0.14% |
| Return on assets | 0.57% | 1.18% (stronger) |
| Loans ÷ deposits | 82.3% | 77.6% (stronger) |
| Uninsured deposits | 4.7% (stronger) | 5.1% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jack Daniel Employees Credit Union has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Fedtrust Federal Credit Union leads on 3 and Jack Daniel Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.