Side-by-side · Q2 2026 data
Fedtrust Federal Credit Union vs Vanderbilt Credit Union
Metric by metric
| Measure | Fedtrust Federal Credit Union | Vanderbilt Credit Union |
|---|---|---|
| TellerScore | 56 | 57 (stronger) |
| Capital cushion | 22 | 48 (stronger) |
| Loan quality | 83 (stronger) | 57 |
| Earnings | 43 (stronger) | 28 |
| Funding & liquidity | 78 | 93 (stronger) |
| Problem-loan coverage | 88 (stronger) | 84 |
| Peer percentile | 16th | 17th |
| Total assets | $55.3M | $53.2M |
| Deposits / shares | $51.0M | $47.9M |
| Capital ratio | 7.17% | 9.79% (stronger) |
| Problem loans | 0.52% (stronger) | 1.29% |
| Net charge-offs | 0.12% (stronger) | 0.21% |
| Return on assets | 0.57% (stronger) | 0.21% |
| Loans ÷ deposits | 82.3% | 67.7% (stronger) |
| Uninsured deposits | 4.7% | 0.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vanderbilt Credit Union has the higher TellerScore (57 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Fedtrust Federal Credit Union leads on 3 and Vanderbilt Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.