Side-by-side · Q2 2026 data
Fergus Federal Credit Union vs Lincoln County Credit Union
Metric by metric
| Measure | Fergus Federal Credit Union | Lincoln County Credit Union |
|---|---|---|
| TellerScore | 87 | 98 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 81 | 93 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 91st | 100th |
| Total assets | $117.5M | $186.6M |
| Deposits / shares | $100.4M | $146.2M |
| Capital ratio | 14.08% | 21.61% (stronger) |
| Problem loans | 0.56% | 0.22% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.11% |
| Return on assets | 2.00% | 2.11% (stronger) |
| Loans ÷ deposits | 92.8% | 42.1% (stronger) |
| Uninsured deposits | 8.1% | 5.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lincoln County Credit Union has the higher TellerScore (98 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Fergus Federal Credit Union leads on 1 and Lincoln County Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.