Fergus Federal Credit Union (NCUA charter #8881) is based in Lewistown, Montana. Its Q2 2026 call report shows $117.5M in total assets and $100.4M in member shares and deposits and 1 office.
Fergus Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 91% of its 1,341 credit unions with $100 million – $1 billion. Among 41 credit unions headquartered in Montana, it ranks 8th. Earnings contributes the most (100/100, 2.00%); funding & liquidity contributes the least (67/100, 93% loans-to-deposits, 8% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (78 → 87), mostly because the earnings component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 84 |
| Q4 2024 | 81 |
| Q1 2025 | 81 |
| Q2 2025 | 78 |
| Q3 2025 | 80 |
| Q4 2025 | 82 |
| Q1 2026 | 89 |
| Q2 2026 | 87 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.44% |
| Q3 2024 | 12.77% |
| Q4 2024 | 12.50% |
| Q1 2025 | 12.75% |
| Q2 2025 | 12.81% |
| Q3 2025 | 13.17% |
| Q4 2025 | 12.94% |
| Q1 2026 | 13.42% |
| Q2 2026 | 14.08% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.36% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.78% |
| Q2 2025 | 0.88% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.57% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.56% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.79% |
| Q3 2024 | 1.81% |
| Q4 2024 | 1.30% |
| Q1 2025 | 1.72% |
| Q2 2025 | 1.53% |
| Q3 2025 | 1.68% |
| Q4 2025 | 1.67% |
| Q1 2026 | 1.99% |
| Q2 2026 | 2.00% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $117.5M | 14.08% | 0.56% | 2.00% | 92.8% |
| Q1 2026 | 89 | $118.9M | 13.42% | 0.30% | 1.99% | 85.4% |
| Q4 2025 | 82 | $120.0M | 12.94% | 0.57% | 1.67% | 81.9% |
| Q3 2025 | 80 | $113.3M | 13.17% | 0.78% | 1.68% | 87.6% |
| Q2 2025 | 78 | $113.8M | 12.81% | 0.88% | 1.53% | 85.3% |
| Q1 2025 | 81 | $113.1M | 12.75% | 0.78% | 1.72% | 80.9% |
| Q4 2024 | 81 | $111.6M | 12.50% | 0.30% | 1.30% | 79.6% |
| Q3 2024 | 84 | $106.6M | 12.77% | 0.38% | 1.81% | 85.3% |
| Q2 2024 | 83 | $103.8M | 12.44% | 0.36% | 1.79% | 87.3% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Montana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Richland Federal Credit UnionCredit union Sidney, MT | 92 out of 100, Very strong | $118.9M | 14.9% | 0.14% | vs |
| Russell Country Federal Credit UnionCredit union Great Falls, MT | 48 out of 100, Below average | $131.1M | 7.6% | 1.12% | vs |
| Grasslands Federal Credit UnionCredit union Circle, MT | 88 out of 100, Very strong | $141.5M | 13.5% | 0.05% | vs |
| Lincoln County Credit UnionCredit union Libby, MT | 98 out of 100, Very strong | $186.6M | 21.6% | 0.22% | vs |
| Sky Federal Credit UnionCredit union Livingston, MT | 53 out of 100, Below average | $197.3M | 7.7% | 1.02% | vs |
| Southwest Montana Community Federal Credit UnionCredit union Anaconda, MT | 55 out of 100, Moderate | $203.3M | 11.6% | 1.85% | vs |
Deposit insurance
Is my money safe at Fergus Federal Credit Union?
Yes. Fergus Federal Credit Union is a federally insured credit union (NCUA charter #8881). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.1% of shares and deposits ($8.1M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.08%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Fergus Federal Credit Union lists 1 office in 1 city. Most locations:
- Lewistown, MT (1)
Identity & history
Profile
- Legal name
- Fergus Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 8881
- RSSD ID
- 363488
- Primary regulator
- NCUA
- Established
- 1953
- Headquarters
- 106 E Janeaux St, Lewistown, MT 59457
- Employees
- 23
Quick answers
Fergus Federal Credit Union: common questions
Is Fergus Federal Credit Union NCUA insured?
Yes. Fergus Federal Credit Union is a federally insured credit union (NCUA charter #8881). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fergus Federal Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fergus Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lewistown
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Stockman Bank of MontanaBank Miles City, MT | 71 out of 100, Strong | $7.7B | 9.9% | 0.60% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |
| Bank of The RockiesBank Helena, MT | 68 out of 100, Moderate | $277.4M | 9.4% | 1.06% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |