Side-by-side · Q2 2026 data
FFB Bank vs Educational Employees Credit Union
Credit union
Educational Employees Credit Union
Fresno, California · $1 billion – $10 billion
Metric by metric
| Measure | FFB Bank | Educational Employees Credit Union |
|---|---|---|
| TellerScore | 46 | 96 (stronger) |
| Capital cushion | 72 | 96 (stronger) |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 73 | 94 (stronger) |
| Funding & liquidity | 29 | 100 (stronger) |
| Problem-loan coverage | 56 | 99 (stronger) |
| Peer percentile | 5th | 100th |
| Total assets | $1.6B | $5.4B |
| Deposits / shares | $1.4B | $4.6B |
| Capital ratio | 12.20% | 14.58% (stronger) |
| Problem loans | 3.54% | 0.20% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.48% |
| Return on assets | 1.33% | 1.84% (stronger) |
| Loans ÷ deposits | 89.3% | 50.2% (stronger) |
| Uninsured deposits | 52.7% | 3.9% (stronger) |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 52.0% |
Educational Employees Credit Union has the higher TellerScore (96 vs 46). On the 7 directional measures above (where higher or lower is clearly better), FFB Bank leads on 1 and Educational Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.