Side-by-side · Q2 2026 data
FFB Bank vs Fresno Grangers Federal Credit Union
Credit union
Fresno Grangers Federal Credit Union
Fresno, California · Under $100 million in assets
Metric by metric
| Measure | FFB Bank | Fresno Grangers Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 98 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 73 | 98 (stronger) |
| Funding & liquidity | 29 | 86 (stronger) |
| Problem-loan coverage | 56 | 100 (stronger) |
| Peer percentile | 5th | 98th |
| Total assets | $1.6B | $25.9M |
| Deposits / shares | $1.4B | $19.6M |
| Capital ratio | 12.20% | 24.56% (stronger) |
| Problem loans | 3.54% | 0.00% (stronger) |
| Net charge-offs | 0.32% | 0.00% (stronger) |
| Return on assets | 1.33% | 1.94% (stronger) |
| Loans ÷ deposits | 89.3% | 73.4% (stronger) |
| Uninsured deposits | 52.7% | 16.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Fresno Grangers Federal Credit Union has the higher TellerScore (98 vs 46). On the 7 directional measures above (where higher or lower is clearly better), FFB Bank leads on 0 and Fresno Grangers Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.