Side-by-side · Q2 2026 data
Ficare Federal Credit Union vs Memorial Employees Financial Credit Union
Credit union
Ficare Federal Credit Union
Wesley Chapel, Florida · Under $100 million in assets
Credit union
Memorial Employees Financial Credit Union
Hollywood, Florida · Under $100 million in assets
Metric by metric
| Measure | Ficare Federal Credit Union | Memorial Employees Financial Credit Union |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 81 (stronger) | 61 |
| Loan quality | 69 | 94 (stronger) |
| Earnings | 29 | 33 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 38th | 47th |
| Total assets | $77.4M | $92.5M |
| Deposits / shares | $65.7M | $83.6M |
| Capital ratio | 13.07% (stronger) | 11.08% |
| Problem loans | 0.94% | 0.18% (stronger) |
| Net charge-offs | 0.84% | 0.29% (stronger) |
| Return on assets | 0.22% | 0.33% (stronger) |
| Loans ÷ deposits | 75.3% | 49.9% (stronger) |
| Uninsured deposits | 6.0% | 4.3% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Memorial Employees Financial Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Ficare Federal Credit Union leads on 1 and Memorial Employees Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.