Side-by-side · Q2 2026 data
Fidelity Bank vs Armor Bank
Metric by metric
| Measure | Fidelity Bank | Armor Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 81 (stronger) | 44 |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 71 (stronger) | 55 |
| Funding & liquidity | 75 (stronger) | 71 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 72nd | 31st |
| Total assets | $546.8M | $516.9M |
| Deposits / shares | $496.3M | $460.5M |
| Capital ratio | 13.07% (stronger) | 9.40% |
| Problem loans | 0.74% | 0.41% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.28% (stronger) | 0.88% |
| Loans ÷ deposits | 51.1% (stronger) | 84.7% |
| Uninsured deposits | 37.5% | 19.7% (stronger) |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Fidelity Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank leads on 4 and Armor Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.