Side-by-side · Q2 2026 data
Fidelity Bank vs Synergy Bank
Metric by metric
| Measure | Fidelity Bank | Synergy Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 38 (stronger) | 31 |
| Earnings | 25 | 84 (stronger) |
| Funding & liquidity | 74 (stronger) | 66 |
| Problem-loan coverage | 87 (stronger) | 80 |
| Peer percentile | 33rd | 24th |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $857.6M | $1.1B |
| Capital ratio | 20.32% (stronger) | 11.26% |
| Problem loans | 1.85% (stronger) | 2.07% |
| Net charge-offs | 0.24% | 0.19% (stronger) |
| Return on assets | 0.13% | 1.60% (stronger) |
| Loans ÷ deposits | 86.2% | 78.5% (stronger) |
| Uninsured deposits | 13.9% (stronger) | 29.0% |
| Offices | 18 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | 5.1% |
Fidelity Bank has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank leads on 4 and Synergy Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.