Headquartered in New Orleans, Louisiana, Fidelity Bank is a si with $1.2B in total assets and $857.6M in deposits as of Q2 2026. It operates 27 offices. Its charter dates back to 1908.
Based on its Q2 2026 filing, Fidelity Bank scores 64/100, which we describe as moderate. That is higher than only 33% of 897 banks with $1 billion – $10 billion. Among 104 banks headquartered in Louisiana, it ranks 68th. Its strongest component is capital cushion (100/100; 20.32%), and its lowest is earnings (25/100; 0.13%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (67 → 64), mostly because the loan quality component weakened by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 64 |
| Q4 2024 | 61 |
| Q1 2025 | 64 |
| Q2 2025 | 67 |
| Q3 2025 | 66 |
| Q4 2025 | 62 |
| Q1 2026 | 64 |
| Q2 2026 | 64 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.52% |
| Q3 2024 | 13.77% |
| Q4 2024 | 19.55% |
| Q1 2025 | 20.32% |
| Q2 2025 | 20.26% |
| Q3 2025 | 20.05% |
| Q4 2025 | 20.02% |
| Q1 2026 | 20.23% |
| Q2 2026 | 20.32% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.30% |
| Q3 2024 | 1.46% |
| Q4 2024 | 1.66% |
| Q1 2025 | 1.95% |
| Q2 2025 | 1.63% |
| Q3 2025 | 1.82% |
| Q4 2025 | 2.18% |
| Q1 2026 | 1.94% |
| Q2 2026 | 1.85% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | -0.09% |
| Q4 2024 | -0.52% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.27% |
| Q4 2025 | 0.09% |
| Q1 2026 | 0.11% |
| Q2 2026 | 0.13% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $1.2B | 20.32% | 1.85% | 0.13% | 86.2% |
| Q1 2026 | 64 | $1.3B | 20.23% | 1.94% | 0.11% | 84.5% |
| Q4 2025 | 62 | $1.3B | 20.02% | 2.18% | 0.09% | 83.8% |
| Q3 2025 | 66 | $1.3B | 20.05% | 1.82% | 0.27% | 85.0% |
| Q2 2025 | 67 | $1.2B | 20.26% | 1.63% | 0.23% | 86.6% |
| Q1 2025 | 64 | $1.2B | 20.32% | 1.95% | 0.20% | 85.7% |
| Q4 2024 | 61 | $1.2B | 19.55% | 1.66% | -0.52% | 86.3% |
| Q3 2024 | 64 | $1.4B | 13.77% | 1.46% | -0.09% | 75.2% |
| Q2 2024 | 65 | $1.2B | 14.52% | 1.30% | 0.01% | 96.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| JD BankBank Jennings, LA | 76 out of 100, Strong | $1.3B | 11.9% | 0.40% | vs |
| Synergy BankBank Houma, LA | 61 out of 100, Moderate | $1.3B | 11.3% | 2.07% | vs |
| Jonesboro State BankBank Jonesboro, LA | 63 out of 100, Moderate | $1.3B | 7.7% | 1.64% | vs |
| First Federal Bank of LouisianaBank Lake Charles, LA | 70 out of 100, Strong | $1.1B | 12.0% | 0.17% | vs |
| Liberty Bank and Trust CompanyBank New Orleans, LA | 68 out of 100, Moderate | $1.1B | 11.4% | 0.89% | vs |
| The Evangeline Bank and Trust CompanyBank Ville Platte, LA | 77 out of 100, Strong | $1.1B | 14.2% | 1.24% | vs |
Deposit insurance
Is my money safe at Fidelity Bank?
Yes. Fidelity Bank is an FDIC-insured institution (FDIC certificate #28316). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.9% of deposits ($119.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 20.32%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 29.96% (benchmark: 10%).
27 locations
Branches
Fidelity Bank lists 18 offices in 11 cities. Most locations:
- New Orleans, LA (6)
- Baton Rouge, LA (2)
- Metairie, LA (2)
- Covington, LA (1)
- Gretna, LA (1)
- Hammond, LA (1)
- Kenner, LA (1)
- Lafayette, LA (1)
- Mandeville, LA (1)
- River Ridge, LA (1)
- Slidell, LA (1)
HMDA 2025
Mortgage lending
In 2025, Fidelity Bank reported 2,334 home-loan applications under HMDA (LEI 549300LE3ZOZXUS7W648): 1,634 originated ($443,350,000 total), 257 denied, and 438 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Fidelity Bank
- Former names
- Fidelity Homestead Savings Bank; Fidelity Homestead Association
- Type
- SI
- FDIC certificate #
- 28316
- RSSD ID
- 255574
- Primary regulator
- FDIC
- Holding company
- Fb Bcorp Inc
- Established
- January 1, 1908
- Headquarters
- 353 Carondelet St, New Orleans, LA 70130
- Website
- www.bankwithfidelity.com
- Employees
- 210
Quick answers
Fidelity Bank: common questions
Is Fidelity Bank FDIC insured?
Yes. Fidelity Bank is an FDIC-insured institution (FDIC certificate #28316). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Fidelity Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Fidelity Bank ever failed?
There is no failure record for FDIC certificate #28316 in the FDIC failed bank list.
How many branches does Fidelity Bank have?
27 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New Orleans
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA | 93 out of 100, Very strong | $15.9M | 37.6% | 0.38% | vs |
| Internal Revenue Federal Credit UnionCredit union New Orleans, LA | 89 out of 100, Very strong | $22.5M | 14.1% | 0.22% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Barton Plant Employees Federal Credit UnionCredit union Luling, LA | 87 out of 100, Very strong | $15.7M | 33.0% | 0.14% | vs |