Side-by-side · Q2 2026 data
Fidelity Bank vs Vermilion Valley Bank
Metric by metric
| Measure | Fidelity Bank | Vermilion Valley Bank |
|---|---|---|
| TellerScore | 52 | 96 (stronger) |
| Capital cushion | 30 | 100 (stronger) |
| Loan quality | 74 | 99 (stronger) |
| Earnings | 32 | 96 (stronger) |
| Funding & liquidity | 63 | 84 (stronger) |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 8th | 99th |
| Total assets | $198.6M | $198.2M |
| Deposits / shares | $165.5M | $160.1M |
| Capital ratio | 7.97% | 16.70% (stronger) |
| Problem loans | 0.78% | 0.03% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.31% | 1.91% (stronger) |
| Loans ÷ deposits | 88.4% | 71.0% (stronger) |
| Uninsured deposits | 23.2% | 20.2% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | 0.0% |
Vermilion Valley Bank has the higher TellerScore (96 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank leads on 0 and Vermilion Valley Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.