Side-by-side · Q2 2026 data
Fidelity Bank of Texas vs Genco Federal Credit Union
Metric by metric
| Measure | Fidelity Bank of Texas | Genco Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 96 (stronger) |
| Capital cushion | 56 | 93 (stronger) |
| Loan quality | 98 (stronger) | 94 |
| Earnings | 0 | 98 (stronger) |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 20th | 99th |
| Total assets | $162.8M | $494.7M |
| Deposits / shares | $132.5M | $421.9M |
| Capital ratio | 10.65% | 14.26% (stronger) |
| Problem loans | 0.05% (stronger) | 0.19% |
| Net charge-offs | -0.00% (stronger) | 0.63% |
| Return on assets | -0.55% | 1.95% (stronger) |
| Loans ÷ deposits | 82.3% | 56.5% (stronger) |
| Uninsured deposits | 29.6% | 6.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 57.1% |
Genco Federal Credit Union has the higher TellerScore (96 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank of Texas leads on 2 and Genco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.