Side-by-side · Q2 2026 data
Fidelity Co-operative Bank vs Middlesex Savings Bank
Metric by metric
| Measure | Fidelity Co-operative Bank | Middlesex Savings Bank |
|---|---|---|
| TellerScore | 39 | 79 (stronger) |
| Capital cushion | 49 | 84 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 52 (stronger) | 49 |
| Funding & liquidity | 59 | 80 (stronger) |
| Problem-loan coverage | 52 | 97 (stronger) |
| Peer percentile | 2nd | 88th |
| Total assets | $1.3B | $6.1B |
| Deposits / shares | $1.1B | $5.2B |
| Capital ratio | 9.86% | 13.44% (stronger) |
| Problem loans | 4.44% | 0.33% (stronger) |
| Net charge-offs | 1.80% | 0.01% (stronger) |
| Return on assets | 0.80% (stronger) | 0.72% |
| Loans ÷ deposits | 84.7% | 72.5% (stronger) |
| Uninsured deposits | 29.8% | 22.4% (stronger) |
| Offices | 13 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.9% | 10.3% |
Middlesex Savings Bank has the higher TellerScore (79 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Co-operative Bank leads on 1 and Middlesex Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.