Side-by-side · Q2 2026 data
Fidelity Co-operative Bank vs Reading Co-operative Bank
Metric by metric
| Measure | Fidelity Co-operative Bank | Reading Co-operative Bank |
|---|---|---|
| TellerScore | 39 | 56 (stronger) |
| Capital cushion | 49 (stronger) | 23 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 52 (stronger) | 37 |
| Funding & liquidity | 59 (stronger) | 47 |
| Problem-loan coverage | 52 | 99 (stronger) |
| Peer percentile | 2nd | 15th |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.1B | $1.0B |
| Capital ratio | 9.86% (stronger) | 7.35% |
| Problem loans | 4.44% | 0.06% (stronger) |
| Net charge-offs | 1.80% | 0.08% (stronger) |
| Return on assets | 0.80% (stronger) | 0.42% |
| Loans ÷ deposits | 84.7% (stronger) | 94.9% |
| Uninsured deposits | 29.8% (stronger) | 31.0% |
| Offices | 13 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.9% | 13.2% |
Reading Co-operative Bank has the higher TellerScore (56 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Co-operative Bank leads on 4 and Reading Co-operative Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.