Side-by-side · Q2 2026 data
Fidelity Co-operative Bank vs Webster Five Cents Savings Bank
Metric by metric
| Measure | Fidelity Co-operative Bank | Webster Five Cents Savings Bank |
|---|---|---|
| TellerScore | 39 | 70 (stronger) |
| Capital cushion | 49 | 75 (stronger) |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 52 | 55 (stronger) |
| Funding & liquidity | 59 (stronger) | 37 |
| Problem-loan coverage | 52 | 94 (stronger) |
| Peer percentile | 2nd | 58th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.0B |
| Capital ratio | 9.86% | 12.52% (stronger) |
| Problem loans | 4.44% | 0.46% (stronger) |
| Net charge-offs | 1.80% | 0.49% (stronger) |
| Return on assets | 0.80% | 0.87% (stronger) |
| Loans ÷ deposits | 84.7% (stronger) | 97.0% |
| Uninsured deposits | 29.8% (stronger) | 39.0% |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.9% | 20.7% |
Webster Five Cents Savings Bank has the higher TellerScore (70 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Co-operative Bank leads on 2 and Webster Five Cents Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.