Side-by-side · Q2 2026 data
Fidelity Federal Savings and Loan Association of Delaware vs Bmi Federal Credit Union
Bank
Fidelity Federal Savings and Loan Association of Delaware
Delaware, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Fidelity Federal Savings and Loan Association of Delaware | Bmi Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 26 | 52 (stronger) |
| Funding & liquidity | 79 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 82nd | 45th |
| Total assets | $131.6M | $732.3M |
| Deposits / shares | $99.0M | $618.1M |
| Capital ratio | 17.02% (stronger) | 10.42% |
| Problem loans | 0.04% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.16% | 0.79% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 85.9% |
| Uninsured deposits | 7.2% (stronger) | 10.7% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | 12.3% |
Fidelity Federal Savings and Loan Association of Delaware has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Federal Savings and Loan Association of Delaware leads on 6 and Bmi Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.