Side-by-side · Q2 2026 data
Fifth District Savings Bank vs Crescent Bank
Metric by metric
| Measure | Fifth District Savings Bank | Crescent Bank |
|---|---|---|
| TellerScore | 81 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 57 |
| Earnings | 33 | 100 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 80th | 99th |
| Total assets | $531.8M | $1.1B |
| Deposits / shares | $414.8M | $880.1M |
| Capital ratio | 21.41% (stronger) | 15.01% |
| Problem loans | 0.09% (stronger) | 1.28% |
| Net charge-offs | 0.00% | -6.72% (stronger) |
| Return on assets | 0.33% | 8.34% (stronger) |
| Loans ÷ deposits | 94.8% | 43.7% (stronger) |
| Uninsured deposits | 9.7% | 3.2% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.6% | — |
Crescent Bank has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Fifth District Savings Bank leads on 2 and Crescent Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.