Side-by-side · Q2 2026 data
Fifth District Savings Bank vs Cusa Federal Credit Union
Metric by metric
| Measure | Fifth District Savings Bank | Cusa Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 97 (stronger) | 66 |
| Earnings | 33 (stronger) | 19 |
| Funding & liquidity | 65 | 85 (stronger) |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 80th | 16th |
| Total assets | $531.8M | $30.6M |
| Deposits / shares | $414.8M | $27.4M |
| Capital ratio | 21.41% (stronger) | 9.91% |
| Problem loans | 0.09% (stronger) | 1.02% |
| Net charge-offs | 0.00% (stronger) | 0.83% |
| Return on assets | 0.33% (stronger) | -0.02% |
| Loans ÷ deposits | 94.8% | 75.6% (stronger) |
| Uninsured deposits | 9.7% | 0.3% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.6% | — |
Fifth District Savings Bank has the higher TellerScore (81 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Fifth District Savings Bank leads on 5 and Cusa Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.