Side-by-side · Q2 2026 data
Fifth Third Bank, National Association vs Cincinnati Interagency Federal Credit Union
Credit union
Cincinnati Interagency Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Fifth Third Bank, National Association | Cincinnati Interagency Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 92 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 72 | 73 (stronger) |
| Earnings | 59 | 98 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 53rd | 92nd |
| Total assets | $299.2B | $30.8M |
| Deposits / shares | $240.9B | $24.9M |
| Capital ratio | 9.99% | 18.24% (stronger) |
| Problem loans | 0.84% | 0.82% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.56% |
| Return on assets | 0.97% | 1.96% (stronger) |
| Loans ÷ deposits | 73.2% | 49.5% (stronger) |
| Uninsured deposits | 44.4% | 2.1% (stronger) |
| Offices | 1,480 | 2 |
| CFPB complaints (3 yrs) | 5,497 | — |
| Complaints per $1B deposits | 22.8 | — |
| Mortgage denial rate (HMDA) | 34.0% | — |
Cincinnati Interagency Federal Credit Union has the higher TellerScore (92 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Fifth Third Bank, National Association leads on 1 and Cincinnati Interagency Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.