TellerScore

Side-by-side · Q2 2026 data

Fifth Third Bank, National Association vs First Community Bank

Bank

Fifth Third Bank, National Association

Cincinnati, Ohio · Over $100 billion

62of 100
Moderate

Bank

First Community Bank

Harbor Springs, Michigan · $100 million – $1 billion

77of 100
Strong

Metric by metric

MeasureFifth Third Bank, National AssociationFirst Community Bank
TellerScore6277 (stronger)
Capital cushion50 (stronger)49
Loan quality72100 (stronger)
Earnings5996 (stronger)
Funding & liquidity55 (stronger)53
Problem-loan coverage92100 (stronger)
Peer percentile53rd68th
Total assets$299.2B$413.6M
Deposits / shares$240.9B$358.3M
Capital ratio9.99% (stronger)9.93%
Problem loans0.84%0.00% (stronger)
Net charge-offs0.35%0.00% (stronger)
Return on assets0.97%1.91% (stronger)
Loans ÷ deposits73.2% (stronger)93.6%
Uninsured deposits44.4%27.7% (stronger)
Offices1,4806
CFPB complaints (3 yrs)5,497—
Complaints per $1B deposits22.8—
Mortgage denial rate (HMDA)34.0%11.5%

First Community Bank has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Fifth Third Bank, National Association leads on 2 and First Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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