Side-by-side · Q2 2026 data
Fifth Third Bank, National Association vs Lake-Osceola State Bank
Metric by metric
| Measure | Fifth Third Bank, National Association | Lake-Osceola State Bank |
|---|---|---|
| TellerScore | 62 | 85 (stronger) |
| Capital cushion | 50 | 75 (stronger) |
| Loan quality | 72 | 92 (stronger) |
| Earnings | 59 | 84 (stronger) |
| Funding & liquidity | 55 | 87 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 53rd | 88th |
| Total assets | $299.2B | $469.4M |
| Deposits / shares | $240.9B | $403.4M |
| Capital ratio | 9.99% | 12.53% (stronger) |
| Problem loans | 0.84% | 0.24% (stronger) |
| Net charge-offs | 0.35% | 0.16% (stronger) |
| Return on assets | 0.97% | 1.60% (stronger) |
| Loans ÷ deposits | 73.2% | 62.4% (stronger) |
| Uninsured deposits | 44.4% | 24.8% (stronger) |
| Offices | 1,480 | 12 |
| CFPB complaints (3 yrs) | 5,492 | — |
| Complaints per $1B deposits | 22.8 | — |
| Mortgage denial rate (HMDA) | 34.0% | — |
Lake-Osceola State Bank has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Fifth Third Bank, National Association leads on 0 and Lake-Osceola State Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.