Side-by-side · Q2 2026 data
Filer Credit Union vs Michigan One Community Credit Union
Metric by metric
| Measure | Filer Credit Union | Michigan One Community Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 78 (stronger) | 52 |
| Loan quality | 72 | 77 (stronger) |
| Earnings | 70 (stronger) | 63 |
| Funding & liquidity | 92 (stronger) | 77 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 74th | 45th |
| Total assets | $262.4M | $240.2M |
| Deposits / shares | $232.6M | $211.5M |
| Capital ratio | 12.76% (stronger) | 10.18% |
| Problem loans | 0.84% | 0.68% (stronger) |
| Net charge-offs | 0.34% | 0.10% (stronger) |
| Return on assets | 1.26% (stronger) | 1.07% |
| Loans ÷ deposits | 67.8% (stronger) | 83.5% |
| Uninsured deposits | 4.4% (stronger) | 5.5% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.1% |
Filer Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Filer Credit Union leads on 5 and Michigan One Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.