Side-by-side · Q2 2026 data
Finance Factors, Ltd. vs Ewa Federal Credit Union
Metric by metric
| Measure | Finance Factors, Ltd. | Ewa Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 86 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 26 | 78 (stronger) |
| Earnings | 45 | 60 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 11th | 80th |
| Total assets | $683.7M | $13.1M |
| Deposits / shares | $519.3M | $9.9M |
| Capital ratio | 12.02% | 23.87% (stronger) |
| Problem loans | 2.23% | 0.65% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.62% | 0.99% (stronger) |
| Loans ÷ deposits | 86.0% | 32.2% (stronger) |
| Uninsured deposits | 7.6% | 0.2% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ewa Federal Credit Union has the higher TellerScore (86 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Finance Factors, Ltd. leads on 1 and Ewa Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.