Side-by-side · Q2 2026 data
Financial Health Federal Credit Union vs 1st Street Credit Union
Credit union
Financial Health Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Financial Health Federal Credit Union | 1st Street Credit Union |
|---|---|---|
| TellerScore | 46 | 89 (stronger) |
| Capital cushion | 54 | 97 (stronger) |
| Loan quality | 27 | 97 (stronger) |
| Earnings | 0 | 55 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 6th | 87th |
| Total assets | $30.2M | $34.5M |
| Deposits / shares | $27.0M | $29.2M |
| Capital ratio | 10.41% | 14.66% (stronger) |
| Problem loans | 2.20% | 0.10% (stronger) |
| Net charge-offs | 6.89% | 0.18% (stronger) |
| Return on assets | -3.54% | 0.86% (stronger) |
| Loans ÷ deposits | 46.4% | 42.0% (stronger) |
| Uninsured deposits | 0.7% (stronger) | 6.1% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Financial Health Federal Credit Union leads on 1 and 1st Street Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.