Side-by-side · Q2 2026 data
Financial Health Federal Credit Union vs Jackson County Co-Op Credit Union
Credit union
Financial Health Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Credit union
Jackson County Co-Op Credit Union
Seymour, Indiana · Under $100 million in assets
Metric by metric
| Measure | Financial Health Federal Credit Union | Jackson County Co-Op Credit Union |
|---|---|---|
| TellerScore | 46 | 92 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 27 | 100 (stronger) |
| Earnings | 0 | 77 (stronger) |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 6th | 92nd |
| Total assets | $30.2M | $31.3M |
| Deposits / shares | $27.0M | $25.5M |
| Capital ratio | 10.41% | 18.39% (stronger) |
| Problem loans | 2.20% | 0.00% (stronger) |
| Net charge-offs | 6.89% | 0.00% (stronger) |
| Return on assets | -3.54% | 1.43% (stronger) |
| Loans ÷ deposits | 46.4% (stronger) | 82.8% |
| Uninsured deposits | 0.7% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County Co-Op Credit Union has the higher TellerScore (92 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Financial Health Federal Credit Union leads on 1 and Jackson County Co-Op Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.