Side-by-side · Q2 2026 data
Financial Horizons Credit Union vs Plus Credit Union
Metric by metric
| Measure | Financial Horizons Credit Union | Plus Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 79 |
| Capital cushion | 80 (stronger) | 75 |
| Loan quality | 97 (stronger) | 96 |
| Earnings | 77 (stronger) | 37 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 92nd | 76th |
| Total assets | $313.0M | $126.1M |
| Deposits / shares | $280.2M | $110.8M |
| Capital ratio | 12.98% (stronger) | 12.54% |
| Problem loans | 0.08% (stronger) | 0.12% |
| Net charge-offs | 0.26% | 0.06% (stronger) |
| Return on assets | 1.43% (stronger) | 0.44% |
| Loans ÷ deposits | 61.2% | 49.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Financial Horizons Credit Union has the higher TellerScore (88 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Financial Horizons Credit Union leads on 4 and Plus Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.