TellerScore

Plus Credit Union (NCUA charter #86756) is based in Las Vegas, Nevada. Its Q2 2026 call report shows $126.1M in total assets and $110.8M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Plus Credit Union scores 79/100, which we describe as strong. That is higher than 76% of 1,341 credit unions with $100 million – $1 billion. Among 13 credit unions headquartered in Nevada, it ranks 8th. Its strongest component is funding & liquidity (100/100; 49% loans-to-deposits, 0% uninsured), and its lowest is earnings (37/100; 0.44%).

TellerScore · Q2 2026

Scorecard

Capital cushion75/100
Net worth ratio: 12.54%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.12%
Earnings37/100
Return on assets (annualized): 0.44%
Funding & liquidity100/100
Loans ÷ shares: 49.0% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.41%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (76 → 79), mostly because the capital cushion component improved by 7 points.

TellerScore
768083Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202481
Q3 202483
Q4 202481
Q1 202576
Q2 202576
Q3 202578
Q4 202577
Q1 202678
Q2 202679
Net worth ratio
7.00%9.95%12.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.41%
Q3 202412.90%
Q4 202412.16%
Q1 202511.87%
Q2 202511.76%
Q3 202512.34%
Q4 202512.05%
Q1 202612.44%
Q2 202612.54%
Delinquent loans (60+ days)
0.07%0.13%0.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.15%
Q3 20240.13%
Q4 20240.07%
Q1 20250.13%
Q2 20250.09%
Q3 20250.09%
Q4 20250.15%
Q1 20260.18%
Q2 20260.12%
Return on assets
0.32%0.57%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.80%
Q3 20240.82%
Q4 20240.74%
Q1 20250.32%
Q2 20250.35%
Q3 20250.36%
Q4 20250.38%
Q1 20260.47%
Q2 20260.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$126.1M12.54%0.12%0.44%49.0%
Q1 202678$126.0M12.44%0.18%0.47%47.1%
Q4 202577$128.9M12.05%0.15%0.38%45.0%
Q3 202578$124.8M12.34%0.09%0.36%46.1%
Q2 202576$129.9M11.76%0.09%0.35%43.9%
Q1 202576$127.7M11.87%0.13%0.32%43.6%
Q4 202481$123.8M12.16%0.07%0.74%45.0%
Q3 202483$115.1M12.90%0.13%0.82%48.5%
Q2 202481$117.8M12.41%0.15%0.80%46.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.54%
64th
Problem loans0.12%
94th
Net charge-offs0.06%
90th
Return on assets0.44%
26th
Loans to deposits49.0%
91st
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio0.4%
95th

Similar-size credit unions in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Sierra Pacific Federal Credit UnionCredit union Reno, NV83 out of 100, Strong$189.4M13.6%0.57%vs
Weststar Credit UnionCredit union Las Vegas, NV68 out of 100, Moderate$272.7M10.8%0.49%vs
Financial Horizons Credit UnionCredit union Hawthorne, NV88 out of 100, Very strong$313.0M13.0%0.08%vs
Elko Federal Credit UnionCredit union Elko, NV91 out of 100, Very strong$351.3M13.6%0.34%vs
Great Basin Federal Credit UnionCredit union Reno, NV62 out of 100, Moderate$372.7M10.6%1.20%vs
Boulder Dam Credit UnionCredit union Boulder City, NV93 out of 100, Very strong$871.5M14.8%0.21%vs

Deposit insurance

Is my money safe at Plus Credit Union?

Plus Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.54%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Plus Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Plus Credit Union
Type
Non-federally insured state credit union
NCUA charter #
86756
RSSD ID
785697
Primary regulator
State + NCUA
Established
1952
Headquarters
P.O. Box 26597, Las Vegas, NV 89126
Employees
26

Quick answers

Plus Credit Union: common questions

Is Plus Credit Union NCUA insured?

Plus Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Plus Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Plus Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Las Vegas

InstitutionScoreAssetsCapitalProblem loansCompare
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
Boulder Dam Credit UnionCredit union Boulder City, NV93 out of 100, Very strong$871.5M14.8%0.21%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs