Side-by-side · Q2 2026 data
Financial Resources Federal Credit Union vs Credit Union of New Jersey, a
Credit union
Financial Resources Federal Credit Union
Branchburg, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Financial Resources Federal Credit Union | Credit Union of New Jersey, a |
|---|---|---|
| TellerScore | 31 | 72 (stronger) |
| Capital cushion | 39 | 56 (stronger) |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 31 | 94 (stronger) |
| Funding & liquidity | 64 | 71 (stronger) |
| Problem-loan coverage | 39 | 85 (stronger) |
| Peer percentile | 0th | 57th |
| Total assets | $659.0M | $512.8M |
| Deposits / shares | $589.6M | $441.4M |
| Capital ratio | 8.86% | 10.60% (stronger) |
| Problem loans | 3.35% | 0.93% (stronger) |
| Net charge-offs | 0.55% (stronger) | 0.71% |
| Return on assets | 0.28% | 1.84% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 89.7% |
| Uninsured deposits | 22.2% | 4.1% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.9% | — |
Credit Union of New Jersey, a has the higher TellerScore (72 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Financial Resources Federal Credit Union leads on 2 and Credit Union of New Jersey, a on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.