TellerScore

Side-by-side · Q2 2026 data

Financialedge Credit Union vs Lake Huron Credit Union

Credit union

Financialedge Credit Union

Bay City, Michigan · $100 million – $1 billion

74of 100
Strong

Credit union

Lake Huron Credit Union

Saginaw, Michigan · Under $100 million in assets

74of 100
Strong

Metric by metric

MeasureFinancialedge Credit UnionLake Huron Credit Union
TellerScore7474
Capital cushion7398 (stronger)
Loan quality78 (stronger)58
Earnings4857 (stronger)
Funding & liquidity94 (stronger)66
Problem-loan coverage92 (stronger)87
Peer percentile63rd49th
Total assets$147.2M$81.5M
Deposits / shares$127.4M$66.9M
Capital ratio12.29%14.80% (stronger)
Problem loans0.66% (stronger)1.25%
Net charge-offs0.35%0.13% (stronger)
Return on assets0.70%0.92% (stronger)
Loans ÷ deposits66.1% (stronger)94.6%
Uninsured deposits5.2% (stronger)5.3%
Offices13
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—56.5%

Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Financialedge Credit Union leads on 3 and Lake Huron Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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