Side-by-side · Q2 2026 data
Finanta Federal Credit Union vs Moonlight Federal Credit Union
Credit union
Finanta Federal Credit Union
Lancaster, Pennsylvania · Under $100 million in assets
Credit union
Moonlight Federal Credit Union
Worthington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Finanta Federal Credit Union | Moonlight Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 94 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 45 | 98 (stronger) |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 67 | 74 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 47th | 95th |
| Total assets | $50.9M | $53.6M |
| Deposits / shares | $28.4M | $44.1M |
| Capital ratio | 12.44% | 17.94% (stronger) |
| Problem loans | 1.64% | 0.06% (stronger) |
| Net charge-offs | 0.17% | 0.07% (stronger) |
| Return on assets | 4.75% (stronger) | 1.78% |
| Loans ÷ deposits | 27.3% (stronger) | 86.5% |
| Uninsured deposits | 45.2% | 0.6% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Moonlight Federal Credit Union has the higher TellerScore (94 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Finanta Federal Credit Union leads on 2 and Moonlight Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.