Side-by-side · Q2 2026 data
Finger Lakes Federal Credit Union vs St. Pius X Church Federal Credit Union
Credit union
Finger Lakes Federal Credit Union
Geneva, New York · $100 million – $1 billion
Credit union
St. Pius X Church Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Finger Lakes Federal Credit Union | St. Pius X Church Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 45 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 97 (stronger) | 15 |
| Earnings | 91 (stronger) | 34 |
| Funding & liquidity | 88 | 90 (stronger) |
| Problem-loan coverage | 99 (stronger) | 67 |
| Peer percentile | 99th | 5th |
| Total assets | $259.5M | $97.5M |
| Deposits / shares | $219.2M | $87.9M |
| Capital ratio | 15.05% (stronger) | 9.87% |
| Problem loans | 0.10% (stronger) | 2.54% |
| Net charge-offs | 0.12% (stronger) | 0.46% |
| Return on assets | 1.76% (stronger) | 0.35% |
| Loans ÷ deposits | 72.0% | 70.7% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 14.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Finger Lakes Federal Credit Union has the higher TellerScore (96 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Finger Lakes Federal Credit Union leads on 6 and St. Pius X Church Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.