Side-by-side · Q2 2026 data
FinWise Bank vs Milestone Bank
Metric by metric
| Measure | FinWise Bank | Milestone Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 53 |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 77 (stronger) | 48 |
| Funding & liquidity | 60 (stronger) | 57 |
| Problem-loan coverage | 64 (stronger) | 48 |
| Peer percentile | 20th | 9th |
| Total assets | $915.5M | $342.2M |
| Deposits / shares | $723.0M | $282.8M |
| Capital ratio | 18.05% (stronger) | 15.01% |
| Problem loans | 5.11% (stronger) | 5.32% |
| Net charge-offs | 6.18% | 3.47% (stronger) |
| Return on assets | 1.42% (stronger) | 0.69% |
| Loans ÷ deposits | 95.4% (stronger) | 102.2% |
| Uninsured deposits | 19.5% | 16.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FinWise Bank has the higher TellerScore (61 vs 53). On the 7 directional measures above (where higher or lower is clearly better), FinWise Bank leads on 5 and Milestone Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.