Milestone Bank (FDIC certificate #58148) is based in Salt Lake City, Utah. Its Q2 2026 call report shows $342.2M in total assets and $282.8M in deposits and 1 office.
Based on its Q2 2026 filing, Milestone Bank scores 53/100, which we describe as below average. That is higher than only 9% of 2,650 banks with $100 million – $1 billion. Among 45 banks headquartered in Utah, it ranks 44th. Its strongest component is capital cushion (100/100; 15.01%), and its lowest is loan quality (0/100; 5.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 20 points (73 → 53), mostly because the loan quality component weakened by 54 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 67 |
| Q4 2024 | 69 |
| Q1 2025 | 80 |
| Q2 2025 | 73 |
| Q3 2025 | 76 |
| Q4 2025 | 54 |
| Q1 2026 | 49 |
| Q2 2026 | 53 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.95% |
| Q3 2024 | 11.76% |
| Q4 2024 | 12.18% |
| Q1 2025 | 13.41% |
| Q2 2025 | 13.14% |
| Q3 2025 | 13.24% |
| Q4 2025 | 13.53% |
| Q1 2026 | 13.97% |
| Q2 2026 | 15.01% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.86% |
| Q3 2024 | 1.11% |
| Q4 2024 | 0.81% |
| Q1 2025 | 0.83% |
| Q2 2025 | 1.38% |
| Q3 2025 | 1.04% |
| Q4 2025 | 3.81% |
| Q1 2026 | 4.65% |
| Q2 2026 | 5.32% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 0.96% |
| Q4 2024 | 0.99% |
| Q1 2025 | 2.16% |
| Q2 2025 | 1.89% |
| Q3 2025 | 1.87% |
| Q4 2025 | 1.27% |
| Q1 2026 | 0.48% |
| Q2 2026 | 0.69% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $342.2M | 15.01% | 5.32% | 0.69% | 102.2% |
| Q1 2026 | 49 | $360.5M | 13.97% | 4.65% | 0.48% | 99.8% |
| Q4 2025 | 54 | $374.6M | 13.53% | 3.81% | 1.27% | 104.4% |
| Q3 2025 | 76 | $385.3M | 13.24% | 1.04% | 1.87% | 109.4% |
| Q2 2025 | 73 | $391.0M | 13.14% | 1.38% | 1.89% | 108.2% |
| Q1 2025 | 80 | $368.2M | 13.41% | 0.83% | 2.16% | 108.9% |
| Q4 2024 | 69 | $365.5M | 12.18% | 0.81% | 0.99% | 107.1% |
| Q3 2024 | 67 | $403.0M | 11.76% | 1.11% | 0.96% | 89.0% |
| Q2 2024 | 67 | $387.0M | 11.95% | 0.86% | 0.81% | 103.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Utah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Varo Bank, National AssociationBank Draper, UT | 76 out of 100, Strong | $337.8M | 18.5% | 0.42% | vs |
| Brighton BankBank Salt Lake City, UT | 78 out of 100, Strong | $321.6M | 11.7% | 0.49% | vs |
| Continental BankBank Salt Lake City, UT | 80 out of 100, Strong | $181.8M | 16.2% | 0.98% | vs |
| First Electronic BankBank Salt Lake City, UT | 91 out of 100, Very strong | $502.9M | 46.8% | 0.01% | vs |
| Utah Independent BankBank Salina, UT | 79 out of 100, Strong | $170.9M | 16.3% | 1.82% | vs |
| B2 Bank National AssociationBank Holladay, UT | 57 out of 100, Moderate | $114.6M | 13.7% | 2.07% | vs |
Deposit insurance
Is my money safe at Milestone Bank?
Yes. Milestone Bank is an FDIC-insured institution (FDIC certificate #58148). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 16.3% of deposits ($46.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.01%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Milestone Bank lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Milestone Bank
- Former names
- LCA Bank Corporation
- Type
- State-chartered bank
- FDIC certificate #
- 58148
- RSSD ID
- 3407084
- Primary regulator
- FDIC
- Established
- January 26, 2006
- Headquarters
- 310 South Main St., Suite 900, Salt Lake City, UT 84101
- Website
- www.milestonebank.com
- Employees
- 64
Quick answers
Milestone Bank: common questions
Is Milestone Bank FDIC insured?
Yes. Milestone Bank is an FDIC-insured institution (FDIC certificate #58148). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Milestone Bank's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Milestone Bank ever failed?
There is no failure record for FDIC certificate #58148 in the FDIC failed bank list.
How many branches does Milestone Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salt Lake City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Uintah Credit UnionCredit union Vernal, UT | 100 out of 100, Very strong | $3.9M | 21.3% | 0.00% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT | 93 out of 100, Very strong | $166K | 99.9% | — | vs |
| Optum Bank, Inc.Bank Draper, UT | 93 out of 100, Very strong | $21.4B | 13.2% | 0.21% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Wiremen'S Credit UnionCredit union Parma, OH | 92 out of 100, Very strong | $40.6M | 17.0% | 0.11% | vs |