Side-by-side · Q2 2026 data
FinWise Bank vs Wiremen'S Credit Union
Metric by metric
| Measure | FinWise Bank | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 61 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 77 (stronger) | 63 |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 64 | 99 (stronger) |
| Peer percentile | 20th | 92nd |
| Total assets | $915.5M | $40.6M |
| Deposits / shares | $723.0M | $33.5M |
| Capital ratio | 18.05% (stronger) | 17.01% |
| Problem loans | 5.11% | 0.11% (stronger) |
| Net charge-offs | 6.18% | -0.08% (stronger) |
| Return on assets | 1.42% (stronger) | 1.07% |
| Loans ÷ deposits | 95.4% | 51.9% (stronger) |
| Uninsured deposits | 19.5% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 61). On the 7 directional measures above (where higher or lower is clearly better), FinWise Bank leads on 2 and Wiremen'S Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.