Side-by-side · Q2 2026 data
Firefighters & Company Federal Credit Union vs Hancock Federal Credit Union
Credit union
Firefighters & Company Federal Credit Union
Dayton, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Firefighters & Company Federal Credit Union | Hancock Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 60 (stronger) |
| Capital cushion | 45 (stronger) | 38 |
| Loan quality | 59 | 81 (stronger) |
| Earnings | 45 (stronger) | 36 |
| Funding & liquidity | 82 (stronger) | 79 |
| Problem-loan coverage | 79 | 91 (stronger) |
| Peer percentile | 14th | 21st |
| Total assets | $129.4M | $118.4M |
| Deposits / shares | $111.3M | $105.8M |
| Capital ratio | 9.51% (stronger) | 8.79% |
| Problem loans | 1.24% | 0.58% (stronger) |
| Net charge-offs | 0.71% | 0.08% (stronger) |
| Return on assets | 0.61% (stronger) | 0.39% |
| Loans ÷ deposits | 78.7% (stronger) | 80.8% |
| Uninsured deposits | 4.5% | 2.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hancock Federal Credit Union has the higher TellerScore (60 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Firefighters & Company Federal Credit Union leads on 3 and Hancock Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.