Side-by-side · Q2 2026 data
Firefighters & Company Federal Credit Union vs Pillar Credit Union
Credit union
Firefighters & Company Federal Credit Union
Dayton, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Firefighters & Company Federal Credit Union | Pillar Credit Union |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 45 | 66 (stronger) |
| Loan quality | 59 | 80 (stronger) |
| Earnings | 45 | 67 (stronger) |
| Funding & liquidity | 82 | 92 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 14th | 68th |
| Total assets | $129.4M | $134.8M |
| Deposits / shares | $111.3M | $120.4M |
| Capital ratio | 9.51% | 11.64% (stronger) |
| Problem loans | 1.24% | 0.60% (stronger) |
| Net charge-offs | 0.71% | 0.22% (stronger) |
| Return on assets | 0.61% | 1.17% (stronger) |
| Loans ÷ deposits | 78.7% | 67.9% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 5.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pillar Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Firefighters & Company Federal Credit Union leads on 1 and Pillar Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.