TellerScore

Pillar Credit Union is a federally insured state-chartered credit union headquartered in Marion, Ohio, in business for about 66 years. At the end of Q2 2026 it reported $134.8M in total assets and $120.4M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Pillar Credit Union scores 76/100, which we describe as strong. That is higher than 68% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 75th. Its strongest component is problem-loan coverage (94/100; 3.1%), and its lowest is capital cushion (66/100; 11.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Net worth ratio: 11.64%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.60%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity92/100
Loans ÷ shares: 67.9% · 5.1% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (71 → 76), mostly because the capital cushion component improved by 10 points.

TellerScore
687276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202469
Q3 202469
Q4 202468
Q1 202568
Q2 202571
Q3 202569
Q4 202569
Q1 202669
Q2 202676
Net worth ratio
7.00%9.32%11.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.66%
Q3 202410.77%
Q4 202410.72%
Q1 202510.38%
Q2 202510.61%
Q3 202510.81%
Q4 202510.72%
Q1 202610.64%
Q2 202611.64%
Delinquent loans (60+ days)
0.53%0.78%1.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.53%
Q3 20240.58%
Q4 20240.71%
Q1 20250.69%
Q2 20250.73%
Q3 20251.04%
Q4 20250.95%
Q1 20260.89%
Q2 20260.60%
Return on assets
0.59%0.88%1.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.59%
Q3 20240.64%
Q4 20240.65%
Q1 20250.67%
Q2 20251.03%
Q3 20251.05%
Q4 20250.98%
Q1 20260.90%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$134.8M11.64%0.60%1.17%67.9%
Q1 202669$128.0M10.64%0.89%0.90%65.5%
Q4 202569$124.4M10.72%0.95%0.98%66.6%
Q3 202569$120.8M10.81%1.04%1.05%68.3%
Q2 202571$119.9M10.61%0.73%1.03%68.7%
Q1 202568$118.6M10.38%0.69%0.67%68.2%
Q4 202468$113.0M10.72%0.71%0.65%71.2%
Q3 202469$110.6M10.77%0.58%0.64%73.0%
Q2 202469$109.8M10.66%0.53%0.59%73.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.64%
53rd
Problem loans0.60%
56th
Net charge-offs0.22%
67th
Return on assets1.17%
77th
Loans to deposits67.9%
65th
Uninsured deposits5.1%
59th
Loan-loss reserves0.00%
50th
Texas ratio3.1%
60th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Greater Cincinnati School Credit UnionCredit union Cincinnati, OH78 out of 100, Strong$135.1M13.4%0.46%vs
Treadwell Credit UnionCredit union Dayton, OH55 out of 100, Moderate$134.2M9.0%0.87%vs
Firefighters & Company Federal Credit UnionCredit union Dayton, OH57 out of 100, Moderate$129.4M9.5%1.24%vs
Community One Credit Union of OhioCredit union North Canton, OH80 out of 100, Strong$129.3M13.0%0.62%vs
Education First Credit Union, Inc.Credit union Columbus, OH54 out of 100, Below average$145.7M10.0%2.13%vs
Hancock Federal Credit UnionCredit union Findlay, OH60 out of 100, Moderate$118.4M8.8%0.58%vs

Deposit insurance

Is my money safe at Pillar Credit Union?

Yes. Pillar Credit Union is a federally insured credit union (NCUA charter #61324). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.1% of shares and deposits ($6.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.64%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Pillar Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pillar Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61324
RSSD ID
42390
Primary regulator
State + NCUA
Established
1960
Headquarters
300 Barks Road East, Marion, OH 43302
Employees
38

Quick answers

Pillar Credit Union: common questions

Is Pillar Credit Union NCUA insured?

Yes. Pillar Credit Union is a federally insured credit union (NCUA charter #61324). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pillar Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pillar Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Marion

InstitutionScoreAssetsCapitalProblem loansCompare
C E S Credit UnionCredit union Mount Vernon, OH91 out of 100, Very strong$244.3M13.1%0.16%vs
Fidelity Federal Savings and Loan Association of DelawareBank Delaware, OH82 out of 100, Strong$131.6M17.0%0.04%vs
The Mt. Victory State BankBank Mount Victory, OH80 out of 100, Strong$23.4M10.4%0.00%vs
The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH78 out of 100, Strong$389.9M12.6%0.01%vs
First Federal Bank of OhioBank Galion, OH75 out of 100, Strong$282.9M13.7%0.93%vs
The Union Bank CompanyBank Columbus Grove, OH74 out of 100, Strong$1.4B10.8%0.12%vs