Side-by-side · Q2 2026 data
Firefighters & Company Federal Credit Union vs Treadwell Credit Union
Credit union
Firefighters & Company Federal Credit Union
Dayton, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Firefighters & Company Federal Credit Union | Treadwell Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 55 |
| Capital cushion | 45 (stronger) | 40 |
| Loan quality | 59 | 71 (stronger) |
| Earnings | 45 (stronger) | 34 |
| Funding & liquidity | 82 (stronger) | 68 |
| Problem-loan coverage | 79 | 84 (stronger) |
| Peer percentile | 14th | 12th |
| Total assets | $129.4M | $134.2M |
| Deposits / shares | $111.3M | $119.9M |
| Capital ratio | 9.51% (stronger) | 9.02% |
| Problem loans | 1.24% | 0.87% (stronger) |
| Net charge-offs | 0.71% | 0.68% (stronger) |
| Return on assets | 0.61% (stronger) | 0.35% |
| Loans ÷ deposits | 78.7% (stronger) | 92.0% |
| Uninsured deposits | 4.5% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firefighters & Company Federal Credit Union has the higher TellerScore (57 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Firefighters & Company Federal Credit Union leads on 4 and Treadwell Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.