Side-by-side · Q2 2026 data
Firefighters Credit Union vs Westby Co-Op Credit Union
Metric by metric
| Measure | Firefighters Credit Union | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 81 (stronger) | 52 |
| Earnings | 74 (stronger) | 69 |
| Funding & liquidity | 59 | 76 (stronger) |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 83rd | 82nd |
| Total assets | $133.0M | $1.0B |
| Deposits / shares | $110.4M | $842.2M |
| Capital ratio | 16.12% (stronger) | 15.64% |
| Problem loans | 0.57% (stronger) | 1.44% |
| Net charge-offs | 0.17% (stronger) | 0.24% |
| Return on assets | 1.35% (stronger) | 1.23% |
| Loans ÷ deposits | 100.9% | 83.8% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 10.3% |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Firefighters Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Firefighters Credit Union leads on 6 and Westby Co-Op Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.